You bought one of Elkins Manufacturing Co$.$s $6\mathrm{.}2$ percent coupon bonds one year ago for $$1,038.$ These bonds make annual payments, mature $15$ years from now, and have a par value of $$1,000.$ Suppose you decide to sell your bonds today, when the required return on the bonds is $6$ percent. If the inflation rate was $2\mathrm{.}4$ percent over the past year, what would be your total real return on the investment? $($Do not round intermediate calculations and enter your answer as a percent rounded to $2$ decimal places, e$.$g$.,32\mathrm{.}16.)$