You bought shares in a company at $85.84 on January 2nd and during the year it paid dividends of $1.89 per share. At the end of the year, it was trading at $97.34. If inflation is 1.68%, then what was your real return on this investment? State your answer as a percentage with two decimal places and not in decimal form itself (i.e. 13.21 not .1321).