You buy a bond issued by Terlingua Oil & Gas Exploration Corp. The coupon rate is 9%, and coupons are paid semi-annually. Par of your bond is $10,000. The bond matures in 10 years. Your price today on the bond is $9,500. In six months, the YTM on the bond has risen by 1%. You collect the coupon payment and sell the bond. What is your effective annual rate of return?

-2.11% 9.80% -1.06% 10.04% 1.00%