You buy a property valued at $4,000,000 and finance your purchase with a 70% LTV loan. The bank offers a 20 year amortization schedule with 5% interest and monthly payments and requires a balloon repayment after 5 years. This loan has a prepayment penalties of 5/4/2/2/2 points corresponding to each year of the prepayment. What will be your payment in month 30 if you decide to fully repay your loan (Hint: this includes the regular payment, the remaining balance and the prepayment penalty)? (e.g. if you get $13.57654, write 13.58 )