You buy a stock that has an annual expected return of 12.05% and a standard deviation of 29.80%. Last year, investors in the stock lost 14.78% of their money and the year before they gained 56.74%. What is the probability that the outcome on this stock will be worse than -14.78% or better than +56.74% this year? (This problem requires the use of the cumulative normal density table.) a. 72.55% b. 43.33% c. 38.05% d. 15.60% e. 25.08%