You can afford a monthly mortgage payment of no more than $$995.$ The home you have

your eyes on is priced at $$149,000.$ Assuming your lender will lend $80\%$ LTV and you can

afford the downpayment, and interest rates are $6\mathrm{.}35\%$ over $360$ months, does it appear this

house meets your standards for affordability?

a$.$ No way to tell from these $)$

b$.$ Yes, the payment is affordable

c$.$ Home lenders never offer $)$

d$.$ No$,$ the payment is above your budgeted maximum