You can get your once every year free of charge from the credit reporting companies - -TransUnion, Equifax, and Experian. a) Credit score b) Credit report c) Current or potential social security benefits d) Both (a) and (b) e) Neither (a) nor (b) uestion 8 (1 point) IRA and 401-K are examples of "Defined Benefit Plans". a) True b) False