You can invest in an account that pays simple interest or an account that pays compound interest. In either case, you plan to invest $3,200 today and both accounts have an annual interest rate of 6 percent. How much more interest will you receive in the 9th year in the account that pays compound interest?

a) $127.69

b) $114.02

c) $192.00

d) $126.87

e) $131.18