You chose your portfolio following the advice of the modern portfolio theory. Suppose you had $100,000 in cash and you borrowed another $29,568 from the bank at the annual risk-free rate of 3%. You invested your cash and the amount you borrowed in a risky portfolio with an annual expected return of 12% and standard deviation of 36%. What return do you earn if the risky portfolio you invested in goes up by 22% over a year? Report your answer in decimal form rounded to 4 decimal places