You decide to buy a house for a total of $320,544. To get a mortgage loan, you make a 10% down payment, and the bank will lend you the rest. The interest rate quoted for this loan is 3% APR, and the loan will be paid (and interest compounded) every month, for the next 30 years. How much will you pay in INTEREST on your very first monthly mortgage payment? Enter your answer in dollars, rounded to the nearest cent.