You decide to invest $5,000 in a venture at Year 0, which needs a yearly investment. The investment reduces by $1,000 every year over the next 4 years. In return for making this investment, you begin to earn $1,000 at the end of the first year. The returns increase by $1,000 over the next five years after Year 1. What is the rate of return that the investment will earn for you per year compounded yearly?