You decide to start saving for retirement by depositing 32.000 into an accounty year to the next years the most from now if you made the first deposit today as opposed to the end of the year? O $2,519 $2,082 O 51,892 32,771 O 52,290 You decide to start saving for reement by depong 12 000 into an ac very year 11 yeu em from now if you made the first deposit today as posed to the end of the Year 0 52.519 O 52,002 O $1,892 O 52.771 O 52.290