You decided to invest in a financial asset and expect to have the following cash flow at the end of each year: Year 0 1 2 3 4 Cash Flow - 15,658 40,488 17,898 49,010 19,596 The current interest rate is 5% per year. Taking all past AND future cash flows into account, what is the value of this asset at the end of year three? (note: round your answer to two decimal places; do not include spaces or dollar signs.)