You deposit $18,000 in a savings account that pays a nominal interest rate of 4.5% compounded monthly. 3 years later, you deposit $15,000, 4 years after the second deposit, you make another deposit in the amount of $10,000, 4 years after the third deposit, half of the accumulated funds are transferred to a fund that pays a nominal interest rate of 6% compounded quarterly. How much total will you have in the accounts 6 years after the transfer?