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You deposit $20,000 in an account with an APR of 4.5%, what is the balance in the account after one year? what is the balance

You deposit $20,000 in an account with an APR of 4.5%, what is the balance in the account after one year? what is the balance in the account after five years? what is the balance in the account after 20 years? The APY for the account is?

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