You expect the inflation rate to be 2.9 percent and the U.S. Treasury bill yield to be 3.7 percent for the next year. The risk premium on small-company stocks is 12.6 percent. What nominal rate of return do you expect to earn on small-company stocks next year? a)9.2 percent b)16.3 percent c)9.7 percent d)16.8 percent e)15.5 percent