You expect to receive $6,000 per year for each of the next 6 years, with the first payment occurring one year from today. You plan to deposit each payment in an account that pays an annual rate of 3%. You also intend to leave the money in the same account for 4 years following the final deposit and then use the money as a down payment on a house. How much will you have for this future down payment? Enter your answer as a positive number rounded to the nearest dollar.