You gave $$770$ to your cousin. As a token of gratitude, your cousin gave you $$1,190$ at the end of the year instead of $$770.$ If you look at this as an investment, then your annual rate of return would be $.$

Which of the following investments generates a higher annual rate of return?

A $$1,000$ return on a $$10,000$ investment for $1$ year

A $$1,000$ return on a $$10,000$ investment after $10$ years