You got into a car accident and settled out of court for equal payments of $3,500 at the end of each year for the next seven years. If the annual interest rate stays constant at 7%, what is the value of these payments in today's dollars? Round your answer to the nearest whole dollar. O O $23,579 $16,034 $20,183 $18,863 You found out that now you are going to receive payments of $9,000 for the next 16 years. You will receive these payments at the beginning of each year. The annual interest rate will remain constant at 15%. What is the present value of these payments? Round your answer to the nearest whole dollar. $61,626 $49,301 $83,195 $53,588 O O