You have $$10,000$ to invest and must invest in one of the following two options:

Option #$1$: Earn a $0\%$ return for $5$ years and then a $10\%$ return for the next $5$ years

Option #$2$: Earn an $8\%$ Return for $5$ years and then a $1\%$ Return for the next $5$ years

At the end of $10$ years, you will withdraw your money from the investment.

Which option would you choose? Explain your decision.