You have $260,431 to invest in a stock portfolio (this amount is your original wealth). Your choices are Stock H, with an expected return of 15.96 percent, and Stock L, with an expected return of 11.47 percent. Legal constraints require you to invest at least $44,801 in stock L. If your goal is to create a portfolio with an expected return of 21.82 percent on your original wealth, what is the minimum amount you must borrow (and subsequently repay) at the risk free rate of 4.52 percent to achieve your goal?