You have $$5,000$ in the bank comfortably earning $12\%$ interest compounded quarterly. Your cousin needs $$5,000$ to buy a new car. In order to get the same total return, what interest rate $r$ should you request

from her if the money you lend her is to be compounded continuously?

Exact interest rate $($without using a calculator$),r=$

Interest rate, as a percent, rounded to $2$ decimal places $=$

$\%$