You have $500 to make an investment for your family. There are 3 stock alternatives your conservative parents like. They are listed below as large cap companies. They can take the money and place it into Bank America at 4.5% for the 5 years. They feel they can add $100 each year to this bank account. What financially engineered solution would you recommend?

APPL Stock MSFT Stock Goog Stock Year 1 Year 2 Year 3 Year 4 Year 5 Cashflow 1 Cashflow 2 Cashflow 3 Cashflow 4 Cashflow 5 $257.00 $278.00 $359.00 $412.00 $510.00 $188.00 $240.00 $420.00 $587.00 $601.00 $203.00 $319.00 $418.00 $499.00 $558.00 APPL Stock MSFT Stock Goog Stock Year 1 Year 2 Year 3 Year 4 Year 5 Cashflow 1 Cashflow 2 Cashflow 3 Cashflow 4 Cashflow 5 $257.00 $278.00 $359.00 $412.00 $510.00 $188.00 $240.00 $420.00 $587.00 $601.00 $203.00 $319.00 $418.00 $499.00 $558.00