You have $5000 of your own to invest; and borrow an additional $5000 from your broker at an interest rate of 6% per year for one year. You invest the summed amount in Stock A at $50 per share. Assume the stock pays no dividends. Taking into consideration of the borrowing cost, what will be your rate of return if the stock price goes up by 10% during the next year?

5%

20%

10%

14%