You have a building currently valued at $15,000,000 for which you seek a $10,000,000 mortgage (25-year term with 7 year balloon). You are offered a SAM at 6%, where you must on the loan. What is the yield to the lender? also pay the lender 45% of the appreciation after 7 years. For a 9% annual inflation rate for You have a building currently valued at $15,000,000 for which you seek a $10,000,000 mortgage (25-year term with 7 year balloon). You are offered a SAM at 6%, where you must on the loan. What is the yield to the lender? also pay the lender 45% of the appreciation after 7 years. For a 9% annual inflation rate for