You have a chance to buy an annuity that pays $18,000 at the beginning of each year for 5 years. You could earn 4.5% on your money in other investments with equal risk. What is the most you should pay for the annuity?

Group of answer choices

$82,575.46

$94,961.78

$71,840.65

$93,310.27

$69,363.39