You have a goal of having $130,000 five years from today. The return on the investment is expected to be 10% and will be compounded semi- annually. The amount that needs to be invested today is closest to: (FV of St. PV of S1, FVA of St, and PVA of $1 (Use appropriate factor(s) from the tables provided) Multiple Choice $79,808 O $86,667 $65.000 $80.500