You have a goal of having $$250,000$ five years from today. The return on the investment is expected to be $8\%$ and will be compounded semi$-$annually. The amount that needs to be invested today is closest to: $($FV of $$1,PV$ of $$1,$FVA of $$1,$ and PVA of $$1)$

Note: Use the appropriate factor$($s$)$ from the tables provided.