You have a structured settlement but you need cash now... so you call J.G. Wentworth and they make you a low-ball offer that you reject. Your settlement calls for three payments of cash in the amounts of $62 paid one year from today, $73 two years from today, and finally, $20 three years from today. Assume the discount rate is 9.8%, what is the fair and present value of this lease? Skip the $ sign and answer to the nearest penny.