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You have a tax refund of $496.61. You are able to get the tax refund immediately from your tax preparation agency for a finance charge

You have a tax refund of $496.61. You are able to get the tax refund immediately from your tax preparation agency for a finance charge of $49.88. What annual simple interest rate are you paying for this loan assuming the tax refund check would be available in 13 days? Round to the nearest hundredth.

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