You have an standing student on with our payments of per month for the next four years The interest rate on the loans APR dederit Now you your best is to pay your water on you decide to prepay as much as you can each month Looking at your budget you can word to pay $175 min to your money for $25 ach How long way to pay off her care to round any intermediate stops less than six decimal places The number of months to pay of loans (Round to two decimal places)