You have been approved for a $10,000 loan and you are financed at 6.5% compounded semi-annually. You have agreed to make payments of $250 at the end of every month. Determine the following a) how many payments are needed to pay the loan? (round according to the rules in the slides) b) how long will it take for you to pay back the loan? (express in both years and months rounded to one decial of a month) c) what will be the size of your last payment?