You have been asked to discuss this proposal. What do you say? 9.33 Lottery Winnings The New York Lottery provides prizes that start at $3 million and rise each time someone fails to win the lottery. Participants in the lottery are permitted to choose to receive a lump-sum payment t 26 annual payments as an annuity. A recent winner of $20 million was surprised to receive a check for less than $10 million. How could you explain this to the winner? OBJECT Exercises