You have been hired as an investment consultant for a high net worth individual, Mr Ndoro. Mr Ndoro currently has a net-worth of R550 million, and has always been an avid investor on the stock market. He now wants to start investing in cryptocurrency, but is confused about where to start. He has posed the following questions: a) What impact will this investment into cryptoassets have on my existing portfolio? (5) b) Suppose Mr Ndoro owns 100 LUCA coins in his cryptocurrency wallet. The hard-fork in LUCA blockchain creates another coin called LUCA-N. What is a hard fork, and how will this affect his holdings? (6) c) What is the difference between participating in an IPO vs an ICO? (4)