You have been offered a job now that will require you to quit school and work full time. The job will pay $35,000 per year. If you stay in school for 2 more years, you will incur costs for tuition, books, and fees of $15,000 per year. If you stay in school and graduate, you will earn $60,000 per year. Assuming you expect to retire 35 years from now, the net present value of the decision to stay in school is $

interest rate 5%