YOu have been offered a loan of 100,000 at a discounted interest rate or 5% per annum by a venture capital firm. You must repay the loan in equal instalments over a five year period. Which answer best represents the present value or the savings at the discounted interest rate it you would normally pay an interest rate of 9% on an equivalent loan? O a. 12,200 O b. 10,200 OC. 8,200 Od. 9,200 O e. 15,200