You have been offered a unique investment opportunity. If you invest $10,300 today, you will receive $515 one year from now, $1,545 two years from now, and $10,300 ten years from now. What is the NPV of the opportunity if the cost of capital is 6.2% per year? Should you take the opportunity? What is the NPV of the opportunity if the cost of capital is 2.2% per year? Should you take it now