1. You have been referred to a prospective client, Justin, a math teaching earning $75,000 annually, with a net worth of $300,000. You learn that Justin is 42 years old, divorced with two children aged six and eight, who live with their mother. Justin would like to retire at age 60, however he is prepared to continue working until age 65 if necessary. What do you need to know about Justin to complete the KYC requirement?
   1. His educational qualifications
   2. His risk tolerance
   3. Details of his recent teaching of the month award
   4. His registration status with the teachers college.
2. Which types of investments provide dividend funds with tax preferred income?
   1. T-bills and preferred shares.
   2. Common shares and preferred shares.
   3. Common share and bonds.
   4. Preferred shares and real estate.