You have been thinking a lot about the time value of money based on some conversations we've had in class. If you wanted to determine the future value of making a monthly payment of $$100,$ earning $6\%$ annual interest, over a $10$ year period, what value will you input for interest when calculating the future value?

$12\%$

$\mathrm{.}5\%$

$6\%$

$1\mathrm{.}5\%$