You have borrowed $$650,000$ for $30$ years. The current interest rate is $5\mathrm{.}5\%$ per annum, calculated monthly. What is the monthly payment on your loan?

a$.$

$$3,690\mathrm{.}63$

b$.$

$$44,723\mathrm{.}50$

c$.$

$$3,991\mathrm{.}57$

d$.$

$$35,750\mathrm{.}00$