You have decided that you want to be a ine when you retire in 45 years. If you can earn an annual return of 11.28 percent, how much do you have to invest today? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) Investment What if you can earn an annual return of 5.64 percent? (Do not round intermediate caloulations and round your answer to 2 decimal places, e.g., 32.16.) Investment