You have decided to buy a used car. The dealer has offered you two options: (FV of S1, PV of $1, FVA of $1, and PVA of $1) (Use the appropriate factor(s) from the tables provided.) a. Pay $540 per month for 25 months and an additional $10,000 at the end of 25 months. The dealer is charging an annual interest rate of 24%. b. Make a one-time payment of $16,638, due when you purchase the car. 1-a. Determine how much cash the dealer would charge in option (a). (Round your final answer to nearest whole dollar.) Present value 1-b. In present value terms, which offer is clearly a better deal? Option a O Option b The present values of the options are nearly the same