You have decided to start saving money and you dont have much time to look after the investments. Thus, you decided to put money in mutual funds. There are thousands of funds out there. What will you do to streamline and minimize your search for the fund(s)? What kind of attributes are you going to look for in these funds, in order to reduce your cost. At the same time that you reduce your cost, you want to make sure you get a decent amount of return as well. What kind of balancing act will be needed?