You have deposited $1.000 annually into an account that earns 5% annual interest. If you have deposited once a year for 25 years, how much is the account worth now? $47,727.10 $25,150.58 $26.290.86 $38,264,88 What will you still owe after the 13th year of a 15-year, $450,000 mortgage at 4.35% APR if you only make the minimum monthly payments? O $791,338 O $78,201 O $114,827 $77,826