You have deposited $18,630 in a special account that has a guaranteed rate of return. If you withdraw $3,000 at the end of each year for 8 years, you will completely exhaust the balance in the account. The guaranteed rate of retum is closest to: (Ignore income taxes.) Click here to view Exhibit 14B-1 and Exhibit 14B-2, to determine the appropriate discount factor(s) using the tables provided. (Round your intermediate calculations to 3 decimal places.)