You have found your dream home. The selling price is $400,000. You will put $80,000 as annual interes down payment and obtain a 30-year fixed-rate mortgage loan at 4.5 percent rate for the rest. a) You are required to make equal payment every month for 360 months to pay off th balance on the loan. Assume that the first payment begin in one month after yo obtained the loan. What will each monthly payment be'? b) If you want to pay off the remaining principal on your mortgage loan after 10 years i. 120 months), how much will you have to pay? Assume that you have never missed yo payments during the first ten years after you obtained the loan. The bank that y obtained the loan from imposes no charges for early payoff of the loan