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You have just been hired as a Level 1 Financial Coach at UNT Financial Services. Now your first elients, Latoya and Sam Kroger, have asked

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You have just been hired as a Level 1 Financial Coach at UNT Financial Services. Now your first elients, Latoya and Sam Kroger, have asked for your assistance putting together a simple family financlal plan. They are both 27 years old and Latoya is pregnant with their first child. They plan to have at least 2 more children over the next 5 years for a total of 3 children. They want to make sure they are taking the right steps financially. You will assist them and make recommendations to help them improve their situation in a video presentation. Use the following information to construct basic financlal statements. Develop a future budget and recommendotions to improve their financial ratios. You will present these in your video to the clients. Balances as of December 31, 20xx, some expenses are monthly, quarterly, or annually. Note: You might use or might not use all the blanks. You might even need to add blaniks. Personal Budget Sheet Latoya and Sam Kroger January 1, 20xX-December 31, 20XX Note You might use or Right net wet at the bunds. You might even need to add blanis. - Normaily, you w I want ta indude expplyer contributions to retiremert plans. For this part of the grojert, do not indude it. You have just been hired as a Level 1 Financial Coach at UNT Financial Services. Now your first elients, Latoya and Sam Kroger, have asked for your assistance putting together a simple family financlal plan. They are both 27 years old and Latoya is pregnant with their first child. They plan to have at least 2 more children over the next 5 years for a total of 3 children. They want to make sure they are taking the right steps financially. You will assist them and make recommendations to help them improve their situation in a video presentation. Use the following information to construct basic financlal statements. Develop a future budget and recommendotions to improve their financial ratios. You will present these in your video to the clients. Balances as of December 31, 20xx, some expenses are monthly, quarterly, or annually. Note: You might use or might not use all the blanks. You might even need to add blaniks. Personal Budget Sheet Latoya and Sam Kroger January 1, 20xX-December 31, 20XX Note You might use or Right net wet at the bunds. You might even need to add blanis. - Normaily, you w I want ta indude expplyer contributions to retiremert plans. For this part of the grojert, do not indude it

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