You have just learned that the jackpot will be paid in increments rather than one lump sum. At the end of each of the next 10 years, the winner will receive a payment of $120,000. The interest rate is 6% per year. What is the present value of the jackpot (i.e., today)? What is the expected value of buying the ticket (using present value)? What decision should you make according to the expected value decision rule (using present value)?