You have just made an offer on a new home and are seeking a mortgage. You need to borrow $646,000. a. The bank offers a 30-year mortgage with fixed monthly payments and an interest rate of 0.52% per month. What is the amount of your monthly payment if you take this loan? b. Alternatively, you can get a 15-year mortgage with fixed monthly payments and an interest rate of 0.45% per month. How much would your monthly payments be if you take this loan instead? a. The bank offers a 30-year mortgage with fixed monthly payments and an interest rate of 0.52% per month. What is the amount of your monthly payment if you take this loan? Your monthly payment will be $ . (Round to the nearest cent.)