You have just made your first $5,000 contribution to your retirement account. Assuming you earn a rate of return of 5 percent and make no additional contributions, what will your account be worth when you retire in 35 years? What if you wait for 5 years before contributing Multiple Choice $26,335,37 $23,01150 $27,311.20: $22.61408 $27.31.20 $20,003.04 52758008521609.71 $32415053261408